Recent Update Available Grants List

SBA loan programs are designed by the Small Business Administration (SBA) to lend to small businesses unable to secure financing on reasonable terms through normal lending channels. The SBA loan programs are operated through private-sector lenders that provide loans which are, in turn, guaranteed by the SBA -- the Agency has no funds for direct lending or grants.Tags: Finance minority business Loans Scholarship Start up business Student Loans Home Loans Mortgage Loans Business grants College Grants Insurnace

Saturday, 11 January 2014

Online Grants Apply and Approved

Online Grants Apply and Approved

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Online Grants Apply and Approved

Friday, 24 August 2012

Looking For Small Business Grants.

Looking For Business Grants?

It is of common knowledge that one needs to have money in order to make money. If a new business entrepreneur does not have start-up money at his disposal, he has to look for other means. In other words, he can either approach a private bank for a loan or the Government for a grant.

This way, they can focus on the management and legal aspects of the business without worrying about the monetary problems as well. As has already been mentioned, the Government offers a number of business grants and it is a great way for new and small businesses to kick-start the development process. However, the bad news is that it is not very easy to get such a grant. Most people who have been through the grind say that it is easier to approach private banks and suchlike and apply for a loan instead.

The main reason lies in the fact that most Governments tend to trust only those new businesses that have a particular niche in mind because of which their main focus is the targeted group of customers or users. In addition to that, those who clearly spell out their requirements and long-terms plans are approved for business grants.

This means that if your main aim is the welfare of the people which you plan to look over with the help of your non-profit organization, it will be fairly easy for you to get a grant. If you pass the initial hurdle, the next step would be to go through the different kinds of grants that are available.

1-Direct Business Grants

A direct grant is handed over to the business enterprise in the form of a cash award. The enterprise, in turn, is required to use the money for certain activities which include training and export development. The entrepreneur will get brownie points if he manages to bag a capital investment project. The only limitation here is that he will be expected to pay a part of the start up costs from his own pocket.

2-Repayable Business Grants

Repayable grants are very popular because the least amount of risk is associated with them. If you are approved for this business grant, the authority in question will give you a fixed sum of money with the help of which you will be expected to start the project.

As you start making money and your revenues reach a certain mark, you will have to pay that amount back in a single installment. The main benefit of such business grants is that if something goes wrong and you have to wind up operations, the grant will be written off. Since this is great news for you but bad news for the Government, these grants are hardly ever given out.

In case you do not qualify for any of these grants, you should start applying for a soft loan. The repayment options are quite flexible which is why this grant is perfect for those who are finding it very difficult to step into the industry.



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Wednesday, 22 August 2012

Small Business Grant Faster

Apply for a Small Business Grant in Just 15 Minutes

Business grants are offered by governments, major financial institutions and institutions such as credit corporations and philanthropic foundations. These organizations always have a glut of applications that seek high amounts of grants.

This is not the case with smaller amounts of grants, especially if the business is of the kind which the government promotes. For example, any business which earns government good foreign exchange or any business that uses large amount of recycled matter as raw material. These are neither capital nor labor intensive businesses. They just need initial funding after which they become independent and run smoothly and over a period of time, profitably.

Applying for a small business grant is not as procedural or as time consuming as doing so for large and high value assistance. All you need to do is identify the organization which allows submission of grant applications for favored types businesses as shown above. These organizations are established to set up a certain number of such business entities over a period of time in a phased manner.

The business nature is generic and the operations are simplified and the grant being for a small business, it is open to ordinary persons. As the business proposals and other details are pre-determined, only a few documents such as bank statements, social security and references are required and if these documents can be arranged by the person seeking the grant, then the application can be successfully submitted in as little as 15 minutes!

Grants are offered by colleges and universities as part of the philosophy that education must not be avoided for economic reasons. When a student is seeking a grant then he/she needs to ensure that the following things are taken into account so that the application for grant is processed quickly and favorably:

1. Apply at the earliest. This is what most colleges advise students interested in securing a grant. This is because a request for grant needs to be considered on the academic merit of the student which can not done in a matter of minutes if the application is submitted close to the deadline. Also, an early application shows that the student is serious and so is processed at the earliest.

2. If possible, show what you can afford. A good idea when requesting for grants is to show that you are willing to bear about a third of the total cost of the course involved. Your application is acted upon promptly in such a case because it shows earnest attitude and responsibility and this also results in some funds saved in the grant account.



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